Sep 27, 2023
When a traditional LTC plan's rates are increased, it's vital to seek out an expert to learn options rather than just get angry. This week, Diane shares how her clients, Jim & Linda, can avoid future rate increases and still keep meaningful LTC coverage. Protecting our family, assets and choices are more valuable as we...
Sep 20, 2023
Thomas in New Mexico wants to know why sharing his financial details is needed to run a quote for LTC insurance. Diane offers multiple reasons why it's important to understand how you expect retirement to be like in order to determine the best way to protect your family and your savings with LTC coverage. We may...
Sep 13, 2023
Kevin in Colorado asked what a tax-qualified LTC plan is and wants to know how a tax qualified LTC plan can benefit his family. Diane shares when tax-qualified plans were put into effect and how they benefit consumers and business owners when both paying premiums and receiving benefits. Thank you in advance for...
Sep 6, 2023
Irene in Nebraska wants to know if she should include inflation protection on her LTC plan, at a significantly higher cost. The real decision is to either pay more for insurance by adding inflation growth or pay more out-of-pocket for care at claim time. Nursing home costs have averaged a 5% annual increase in cost...
Aug 30, 2023
This episode was first published in 2022, after hurricane Ian hit Florida a couple of hours south of us in Tampa. As I work to republish this still very relevant info, hurricane Idalia is getting ready to pass Tampa and hit the "armpit" of Florida. Unless somethng causes a sharp right turn, we'll miss the worst of...