Jun 8, 2021
Instead of answering a question this week, Paul and I share how his mom is doing at 89, with Parkinson's disease and 70 hours of home care help every week. We are all so thankful that she owns LTC insurance and that she has choices. Listen and learn how that has helped all of us be prepared for this tomorrow.
Jun 1, 2021
Washington state has a mandatory LTC tax, and to opt out you need to have your own LTC insurance in place by 11/1/2021. LTC insurance companies aren't accepting applications under age 30, so what tools are available for a 28 year old? Diane shares details on the tax, why insurers are concerned, and what young people...
May 26, 2021
Matt listened to last week's episode about using an annuiy to fund LTC insurance and wants to know if life insurance values can be transferred and fund a long term care plan. The answer is ues, and Diane shares how a 1035 exchange can help reduce or eliminate premiums.
May 18, 2021
This week Diane shares how she helped Tom and Kay use a 20 year old annuity to design a long term care plan that pays tax-free benefits for care or pays your family back if care is never needed. Listen and learn unique ways we can protect our families, our assets AND our choices when we need help living.
May 12, 2021
This week, Janna in Kansas wants to know how to qualify for the best rates available for LTC insurance. Diane shares how insurance carriers view our health histories and our potential for needing LTC services in the future. She also shares stats of how many applicants qualify for the best health rates.