Oct 12, 2024
Thank you for all the phone calls and messages asking how we are doing. Our home is fine. No damage and no flooding. We didn't lose power.
Lots of branches to clean up, and the last two days we've been putting all the stuff we had to move back where it belongs.
I hear generators and chainsaws whenever I am outside,...
Oct 9, 2024
Just a quick update. We're ok so far. Hoping for a Cat 3 or less when it hits, likely a little south of us so we'll get a lot of rain.
Presuming all goes as well as can be, I'll update you all on Friday.
Oct 3, 2024
This week is tough. Hurricane Helene ripped through the southeast and surprised far too many families.
My family is safe, and those we know in the areas hit here in Florida and in the mountains are safe, but many aren't. It will take months and even years to rebuild these areas.
This made it difficult for me to talk...
Sep 26, 2024
To answer this question, I need to first share why and when LTC insurance companies are required to approve and pay a claim, and then I'll discuss where this can get confusing or messed up.
LTC insurance companies are strictly regulated by the Internal Revenue Code (IRC) 7702(b).
If the plans offered will be tax...
Sep 19, 2024
Today, I want to discuss the financial risk we're facing when planning for LTC needs in 20 or 30 years or more.
Home care costs increased on average 10% nationwide from 2022-2023.
Assisted Living costs increased 5% on average over that same time.
It's not going to get cheaper to get the care we need to get through each...