Jun 28, 2023
Meet my client who was declined several years ago for LTC insurance. Learn what options she has today to protect herself, her family and her assets from the risk of needing long term care at home, in assisted living or wherever care is needed. Once a decline is in your history, it's important to know which companies...
Jun 21, 2023
This episode was originally published on July 19, 2022, and we heard from the kids. What do they want to know about our LTC insurance plans? How will it help them if we have a plan to provide for our needs? It's important to include our family when planning for what could easily be the most fragile and most expensive...
Jun 14, 2023
The Setting Every Community Up for Retirement Enhancement (SECURE) Act was put into effect in 2020. It delays our RMDs on IRAs until age 72 (yay!), but it also requires most inherited IRAs to be fully liquidated within 10 years rather than allowing beneficiaries to stretch withdrawals over our own lifetimes. Listen...
Jun 7, 2023
Kim in California wants to know how long premiums will need to be paid on a LTC policy. You decide that, based on what your income and asset levels are today and will be throughout retirement. Some plans use lifetime premiums, while others offer shortened pay and single deposit options (like getting a 15 year...