Dec 22, 2021
This week, I want to thank all our listeners for your support and especially for the great questions you asked all year long. It's because of you that this podcast is helping families to learn how to prepare for the enormous risk of needing extended care from an accident or illness, or when we simply live long enough...
Dec 14, 2021
This week, Diane shares that assets don't pay for LTC needs; income pays this as LTC services create a bill, or invoice that must be paid weekly or monthly. If we don't have enough income, we need to sell assets to create income. Diane shares some of the financial consequences when we rapidly start selling assets to...
Dec 8, 2021
This week, Diane discusses why covering the "average" 2.5 year LTC need may not be enough to protect your family. 500,000 families will be hit by Alzheimer's disease in the next 12 months, turning their whole family upside downin an instant. People with Alzheimer's live anywhere between 3-11 years, and sometimes for...
Nov 10, 2021
This week, Susan in Minnesota wants to know how the Alternate Plan of Care clause works in a long term care policy. Diane first shares what a Plan of Care is and then shares some examples of when the alternate plan of care clause helps both the carriers and the policy holders. Some contracts include this clause and...
Nov 2, 2021
It's been a rough couple of weeks since Paul's mum went to be with the Lord, but we're both getting through this and getting from this season. Diane shares how the last several months have been and how having a long term care insurance plan in place helped the whole family as we worked to honor Doreen's desire to live...