May 26, 2021
Matt listened to last week's episode about using an annuiy to fund LTC insurance and wants to know if life insurance values can be transferred and fund a long term care plan. The answer is ues, and Diane shares how a 1035 exchange can help reduce or eliminate premiums.
May 18, 2021
This week Diane shares how she helped Tom and Kay use a 20 year old annuity to design a long term care plan that pays tax-free benefits for care or pays your family back if care is never needed. Listen and learn unique ways we can protect our families, our assets AND our choices when we need help living.
May 12, 2021
This week, Janna in Kansas wants to know how to qualify for the best rates available for LTC insurance. Diane shares how insurance carriers view our health histories and our potential for needing LTC services in the future. She also shares stats of how many applicants qualify for the best health rates.
May 4, 2021
This week, Jeremy in Minnesota asked Diane to explain the phrase "protect assets equal to benefits paid". This is referencing the federal LTC Partnership Protection Act, and Diane explains how this law works to protect the middle and upper middle class from financial destruction when an exhaustive extended care needs...