Apr 26, 2023
This week, Diane shares three things we need to consider if we are designing a long term care plan with multiple policies purchased over multiple years. Age, health and insurance industry and company changes could cause us to pay a lot more for coverage later. Or we may end up not eligible to buy additional coverage...
Apr 19, 2023
Lately, we've been getting a lot of inquiries from adult children of parents who failed to plan for LTC needs. These people are disappointed that their parents either thought they wouldn't live this long, or if they did, they wouldn't need help living through each day.
The kids are now considering that they may also...
Apr 12, 2023
Suze Orman talked about annuities on Sunday, and she brought so much valuable info to her listeners. You can listen and subscribe here - https://www.suzeorman.com/podcast
In addition to fixed and indexed annuities to create a future stream of income, you may be able to use an annuity to leverage LTC costs. If you have...
Apr 5, 2023
Jeremy in Minnesota asked Diane to explain the phrase "protect assets equal to benefits paid". This is referencing the federal LTC Partnership Protection Act, and Diane explains how this law works to protect the middle and upper middle class from financial destruction when an exhaustive extended care needs show up. ...