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Preparing For Tomorrow podcast

Mar 30, 2022

Last week, I attended my first ILTCI conference in Raliegh, NC.  I met a bunch of great people, and I learned so much valuable information that I will share with you here and over the next months. What are states doing to alleviate the Medicaid system?  How will state programs work alongside private LTC insurance?  What...


Mar 22, 2022

This week, Diane and her guest, Angelett Johnson with Small Assited Living Coalition, share how having a guide, a plan and a team to help us live safely when we can no longer care or provide for ourselves. Visit www.smallalfcoalition.com to learn more about how they can work to help families help their loved ones...


Mar 15, 2022

This week, Nancy & her daughter Tammy decided to choose a hybrid, cash indemnity plan that will let Nancy use the money to pay for whoever and whatever care she needs, or it will pay a tax-free death benefit to Tammy if Nancy never needs care.  Disclosure: In this episode, I stated that the hybrid plans were not...


Mar 9, 2022

Nancy found a cash indemnity hybrid LTC insurance plan that will pay her daughter and pay for licensed professional care if needed.  She just needs to decide if whe wants a larger and level LTC benefit or if she wants to start small and grow the benefits over time.  Listen to her options and email me at


Mar 1, 2022

Nancy is moving into an addition her daughter has added onto their home for her.  She wants a long term care plan that can pay her daughter to help her or pay for professional care at home or in a facility.  She wants to know if there are plans that do both.  The answer is yes, and Diane shares several options for cash...