May 31, 2022
Sherry in Texas asked if there is a time limit to use the benefits once her LTC policy is activated. That depends on how much insurance you own and how it is designed. You can use the Genworth Cost of Care website to help determine how much insurance will work best to both compliment and protect your retirement...
May 25, 2022
This week, Diane and her guest, Dean Lambert with the Love Always Project share how talking about uncomfortable end of life topics long before a need to talk occurs, it's better for the whole family. Dean shares how the Project helps us change thoughts of death and dying into thoughts of life and living. Share...
May 10, 2022
This week is a case study and shows how, by waiting, we significantly reduce the amount of LTC benefits we can obtain when they will be most needed. Diane shares typical premiums for a 31 year old and a 51 year old, and the corresponding benefits. Would you rather have $840,000 or $2,200,000 to pay for care? Would...
May 3, 2022
This week, our 31 year old son asked when he should be adding LTC coverage to his retirement plan. Diane shares things to consider when planning to be sure you can both qualify and afford LTC insurance. 11 states are working on creating a mandatory LTC tax. As of today, it looks like the only way to avoid the tax is...