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Preparing For Tomorrow podcast

Oct 12, 2021

LTC insurance is not like any other insurance as we need to work with so much uncertainty when designing a plan.  With property insurance, we assess and insure the value of the property.  Health insurers have tremendous negotiating power to keep costs down when we go to the hospital.  LTC insures and pays what we as...


Oct 5, 2021

Welcome to season 3!!!!  Steven in New Jersey asked about contingent non-forfeiture.  He wants to know if every LTC plan has it.  Diane shares what both the contingent NF rider is as well as the optional NF rider that you can add to a traditional Tax-Qualified LTC plan.  Hybrid or linked benefit plans have a cash...