May 31, 2023
This episode is from August 10, 2021. Kristina asks about mistakes people make or things people fail to consider when planning for future long term care needs. There are several, but three stand out to me as I have worked too often with people who looked at options many years ago and are looking again today. Others...
May 24, 2023
This episode is from September, 2022, and shares some things to consider when kids aren't a part of our retirement equation. Topic to consider - Hope is not a plan. We hope we'll never need care. We hope that, if we do, that we have enough money to pay for it.
What if we don't have a family to protect? Do we...
May 17, 2023
This is a case study from 2022. My client Sandy doesn't know in which part of the country she plans to retire, so we designed a plan that will help her provide for herself in any of the regions she is considering. It's important to consider what life will be like in 20-30 years when we're planning for LTC needs. ...
May 10, 2023
This is one of my favorite past episodes. This is from January, 2022, and my friend that I share here is now paying $18,000/month for her mom to live in memory care. Mom is healthy, other than her mind being absent most of the time, so we have no idea how long she will live there. But, as of now, her kids are...
May 4, 2023
This episode was originally published in June,2022, so some numbers are slightly outdated.
With a long battle of dementia looming, Bonnie's family is pretty sure she doesn't have enough insurance to pay for as long as she needs. They know that she has at least 3 years of benefits, and that buys them the time they'll...