Dec 13, 2023
Emily in MIchigan has a cash indemnity LTC plan. She asked, "Do they just keep paying until the benefits are all used or can she stop the payments mid-stream if care is no longer needed?"
Indemnity plans simply pay the maximum benefit each month without any need for invoices to be submitted, so how will they know to...
Dec 6, 2023
Nick asks if Diane will review his current LTC plan and help him to understand how it works and if it will do what he thinks it will do.
Unfortunately, we find many people in this situation. They bought a plan several years ago and never again saw the agent who sold it. Too many agents don't think beyond the sale,...