Aug 30, 2023
This episode was first published in 2022, after hurricane Ian hit Florida a couple of hours south of us in Tampa. As I work to republish this still very relevant info, hurricane Idalia is getting ready to pass Tampa and hit the "armpit" of Florida. Unless somethng causes a sharp right turn, we'll miss the worst of...
Aug 23, 2023
Matt listened to last week's episode about using an annuiy to fund LTC insurance and wants to know if life insurance values can also be transferred to fund a long term care plan. The answer is yes, and Diane shares how a 1035 exchange can help reduce or eliminate premiums.
With Matt's new plan, both the LTC benefits...
Aug 16, 2023
This episode was originally published in May, 2021. Diane shares how she helped Tom and Kay use a 20 year old annuity to design a long term care plan that pays tax-free benefits for care or pays your family back if care is never needed. If you recall, interest rates were much lower in 2021 than they are today after...
Aug 9, 2023
Rick in Vermont will need to start withdrawing $50,000 annually from his IRA the year this was recorded. He already owns LTC insurance and wants to buy a plan for his wife. He wants options to use his IRA to pay for her insurance. Diane shares why they contacted her and how she's helping them prepare...
Aug 2, 2023
In this episode, Melanie Erb-Wokurka with Juice Plus in Tampa, Florida, wants to know how LTC insurance is different than the long term disability plan her company is offering. Listen as Diane shares how the products are different and where each fits into our planning puzzle. For asking, we'll send Melanie a gift to...