Jun 11, 2026
People sometimes ask how I got involved in LTC insurance and how do I feel always talking about getting old or sick because it's so depressing.
Here's how long term care and LTC insurance showed up in my life and why I am committted to stay.
Review both current and projected costs of care where you live
Jun 4, 2026
LTC insurance claims are hard to get approved because so many claims are not actually long term care.
When a claim is declined, the family becomes disgruntled and angry at the insurance company.
Usually the problem is what the providers/doctors, facilities are reporting when filing the claim.
LTC News reported over $15...
May 28, 2026
This week, we discuss the costs of dementia care vs. other long term care needs.
Too many believe Medicare pays for care after age 65. Medicare may pay for up to 100 days if skilled care is also needed to help recovery from a hospitalization/procedure, and if you've been in the hosptal at least three nights.
At age 80,...
May 21, 2026
As baby boomers reach age 80 this year, with the immigrant population in the US diminishing, and seeing the almost 80% turnover of employees in home care, assisted living and nursing home care, we are getting ever closer to the Silver Tsunami.
Even today, we don't have enough licensed care givers to meet the need of our...
May 14, 2026
In the U.S., almost 13 million unpaid/family caregivers are caring for someone with dementia right now. Many are doihng this without help or support from other family members.
Most family caregivers are women who live with the dementia patient. 1/4 have kids they are also providing for, placing them in the "sandwich...