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Preparing For Tomorrow podcast

Oct 27, 2021

We're having a rough time this week, and likely for several weeks or longer as Paul's mom died last Thursday.  She made it to 90, and thanks to her LTC plan she was able to live at home with help until the last month or so.  Don't know how long this funk will last, but my goal is to be back to answering your questions...


Oct 12, 2021

LTC insurance is not like any other insurance as we need to work with so much uncertainty when designing a plan.  With property insurance, we assess and insure the value of the property.  Health insurers have tremendous negotiating power to keep costs down when we go to the hospital.  LTC insures and pays what we as...


Oct 5, 2021

Welcome to season 3!!!!  Steven in New Jersey asked about contingent non-forfeiture.  He wants to know if every LTC plan has it.  Diane shares what both the contingent NF rider is as well as the optional NF rider that you can add to a traditional Tax-Qualified LTC plan.  Hybrid or linked benefit plans have a cash...