Oct 27, 2020
This week, Mike in New Jersey asked how the elimination period works. Is it cumulative? Do I have to pay it every time I access LTC benefits? Diane affirms that many people are confused by the elimination period in a long term care insurance plan, and she shares how it is different than other deductibles used in other...
Oct 20, 2020
This week, Liann in Tampa, Florida, askes why she has to wait to apply for LTC insurance because her doctor recently adjusted the dosage of a medication she takes. Diane shares why stability is important to the insurance companies and why waiting a few months can help us obtain a favorable decision, ie: approval...
Oct 13, 2020
This week, Diane talks with Dr. Tommy Lane with Lane Family Wellness & Chiropractic. He shares that pain is the motivator for people to come see him. We wait until life is disrupted and then want a quick fix. Wellness care involves maintenance to prevent acute pain from becoming chronic. Planning for future LTC...
Oct 6, 2020
This week, Trish asks how much is enough insurance when LTC is needed. Diane shares some planning ideas she works through with her clients to determine just how much is enough. For asking, we'll send Trish a thank you gift. Ask your question at www.preparing4tomorrow.com using the Contact Us...