Aug 27, 2026
When is it not a good idea to own LTC insurance?
Many people search for long term care insurance simply to avoid letting Medicaid take over and decide where that care is received. We need to consider if the premiums are affordable while working AND after retirement. It doesn't do us any good to pay for five or ten...
Aug 20, 2026
This week, Diane shares some situations when LTC insurance may not be the answer for a family.
It's clear that if Diane and her husband had listened to this advice 25 years ago, they would not own LTC insurance today, and they would not be approved by almost every company that offers these plans if they were looking for...
Aug 13, 2026
Mike emailed asking about typical exclusions or pre-existing concerns with LTC insurance.
LTC insurance is governed by Internal revenue Code (IRC) 7702(b). To be able to offer insurance, companies must adhere to this rule.
American Association for LTC insurance (AALTCi) has many resources available on this
Aug 6, 2026
Just send me a quote can be compared to going out for dinner, but on a bigger level.
When we go out to eat, we consider how hungry we are, what atmosphere we want for dining, what fits our budget, what kind and amount of food we want, and more.
We need to plan for LTC needs the same way.
Where would we want to live? ...