Jun 26, 2025
We're getting bad news from what seems like every direction these days. Governments and media are all talking about wars and destruction.
But this is not new. We've been through these kinds of events before, too many times, and we're still here and moving forward.
We can't let panic, wars and market crashes control...
Jun 19, 2025
Hello all,
I recently had cataract surgery in both eyes, and my eyes get tired if I look at the computer too long. I need to take breaks while recovering.
Instead of discussing shared and individual LTC annuities this week, I need to share an episode that was aired last summer.
This will remind you how LTC annuities...
Jun 12, 2025
After reviewing planning strategies for hybrid or linked benefit LTC plans, this week we are comparing shared and individual traditional or stand-alone LTC plans.
Yes, there have been rate increases on these plans, but over the last 20 years or so, traditional LTC plans have gotten much healthier. Listen and learn...
Jun 5, 2025
Anna & Marty compare shared hybrid life/LTC plans with separate LTC plans for each of them.
It's a matter of preference and goals.
The LTC and death benefit are directly related, so plans with higher LTC benefits have larger death benefits.
The death benefit acts as a return of premium if care isn't needed.
The key...