May 29, 2025
This week, Jen asked if she and her husband can own a long term care plan together and share the benefits with each other.
She asked what happens if one person uses all the benefits.
And what happens if neither of them need extended care services.
She wants to know if it would be better to have two separate plans or...
May 22, 2025
This week, we need to pay attention that LTC is not just a women's issue. It used to be more focused on women because we live longer and are more likely to live alone when help is needed.
Today, with so many divorces, we have a lot of single men who will also be living alone when help is needed.
But men are the...
May 15, 2025
This week, Diane shares what she learned while attending the 2025 Genworth LTC Symposium "Sustainable Solutions: The Future of Long Term Care Financing".
We all agree on the problem and wonder how long it will take for all parties (public & private) to agree on a solution.
The links below provide info on who is...
May 8, 2025
Government is talking about cutting Medicare and Medicaid funding while costs of care are increasing.
Dementia used to be considered a mental defect, and people were hidden from the rest of society and not talked about publicly
Today, we know tis is a disease that needs to be managed. We also know that younger people...
May 1, 2025
This week, I interviewed Mike Simenstad, an LTC veteran with 34 years of experience working for several LTC carriers and distributors. He currently works for National Guardian Life (NGL), a traditonal LTC company across the United States.
Mike, and others in his role help me and other LTC specialists to be able to work...