Sep 10, 2026
In this episode, Diane shares excerpts from a recent LTC Bullet published by The Center for Long Term Care Reform https://centerltc.com/
There is a ton of great research and information at the Center. their mission statement is below....
The Center for LTC Reform is a private institute dedicated to ensuring quality...
Sep 3, 2026
Sometimes, when long term care insurance or hybrid life/LTC insurance is not available due to health concerns or budget, it's good to know that there are other options that may be available.
This week, Diane shares some of those options. All may not be offered in every state, but it's worth it to ask if you...
Aug 27, 2026
When is it not a good idea to own LTC insurance?
Many people search for long term care insurance simply to avoid letting Medicaid take over and decide where that care is received. We need to consider if the premiums are affordable while working AND after retirement. It doesn't do us any good to pay for five or ten...
Aug 20, 2026
This week, Diane shares some situations when LTC insurance may not be the answer for a family.
It's clear that if Diane and her husband had listened to this advice 25 years ago, they would not own LTC insurance today, and they would not be approved by almost every company that offers these plans if they were looking for...
Aug 13, 2026
Mike emailed asking about typical exclusions or pre-existing concerns with LTC insurance.
LTC insurance is governed by Internal revenue Code (IRC) 7702(b). To be able to offer insurance, companies must adhere to this rule.
American Association for LTC insurance (AALTCi) has many resources available on this