Mar 27, 2025
I wanted to title this episode "Stable & Controlled" because that's what LTC health underwriters look for in every applicant's medical history.
Today, I share several things not to do until after you've applied and been approved for some form of LTC insurance.
We don't need to be in perfect health, but we need to be...
Mar 20, 2025
I was introduced to a couple ages 79 and 72 who thought it might be too late to plan for LTC protection.
Thankfully, companies that offer LTC coverage continue to create new ways to plan and help older Americans protect their loved ones when an extended care need shows up.
If you think you may have waited too long, you...
Mar 13, 2025
This week, we answer two questions by sharing some history of the long term care industry.
1) Do I have to go to a nursing home to receive my benefits?
2) Can I use my LTC policy to pay my family?
Listen and learn how the LTC industry has evolved over the last 51 years to accomodate needs and desires of our...
Mar 6, 2025
Would you rather pay $145,000 or $245,000 in total premiums to have $1,300,000 in long term care benefits at age 85?
When we pay our premiums over a shorter number of years, we almost always pay less than if we pay a smaller rate for the rest of our lives.
It's important to understand the big picture of both...