Aug 29, 2024
The two most common reasons people tell me they're looking into LTC insurance are:
1) They don't want to bankrupt their spouse emotionally, physically or financially, and
2) they don't want to burden their children with the responsibility to care for them or to have to pay for their care.
Many who say this are caring...
Aug 22, 2024
Tom shared that there is dementia in his wife's family but not in his. He wants a policy for her but doesn't think he'll need one.
My mom's husband said the same thing several years ago, and now he has dementia, at age 68. She's going to be upset that I am sharing this, but it's so important to consider how your...
Aug 15, 2024
This week, we're talking about health qualifying for LTC benefits.
What to do...
What not to do...
LTC planning is all about timing. If you apply at the wrong time or with the wrong company, you could be declined for something that would have been approved had we waited for the right time or company. We don't want to...
Aug 8, 2024
Too often, people contact me when it's too late to access all their LTC planning options.
Some people believe they are planning ahead at age 80.
Some people wait to inquire until after a diagnosis either limits their options or makes them altogether uninsurable.
The earlier we plan, the more choices we have, AND the...
Aug 1, 2024
This week, my husband, Paul, asks me multiple questions that we get quite often. I'm guessing you've asked at least one of these questions if you've been considering LTC insurance to protect your family from an extended care need.
Please email me additional questions you may have, and I'll be glad to answer you. I may...