Nov 7, 2024
Lisa asked if LTC insurance requires us to use the whole benefit every month or can we use less and stretch the benefit period to pay longer.
The answer is "that depends".
What kind of plan do you have?
What kind of care do you need?
Where are you living to receive care?
Who will be helping you?
Listen and schedule with...
Oct 31, 2024
This week, a client emailed me an article from Moneywise's retirement section that discussed Medicaid estate recovery.
Read the article here - Will the state take my house?
The reason we plan is so that Medicaid won't take our house or impoverish our family.
This link shows what different states let us keep and...
Oct 24, 2024
I promise I'll start talking numbers and cases again next week.
We made it through the storms and things are almost normal in our community.
This week, I received a question about me rather than about long term care, and I felt the need to answer.
Do I get depressed talking about getting old or getting sick all day...
Oct 17, 2024
I an still catching up after two hurricanes came through Florida this month,m so I am replaying this episode from August 10, 2021. Kristina asks about mistakes people make or things people fail to consider when planning for future long term care needs. There are several, but three stand out to me as I have worked too...
Oct 12, 2024
Thank you for all the phone calls and messages asking how we are doing. Our home is fine. No damage and no flooding. We didn't lose power.
Lots of branches to clean up, and the last two days we've been putting all the stuff we had to move back where it belongs.
I hear generators and chainsaws whenever I am outside,...