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Preparing For Tomorrow podcast

Jul 11, 2024

Several people are asking if they can use their life insurance policies for long term care needs.

Some newer life insurance plans include a chronic illness rider that let's you use the dealth benefit while still alive and needing help living through your day.  Those plans don't consider that needing care wil cost much...


Jul 4, 2024

Teresa wants to know what happens to any LTC benefit money she doesn't use.

There are plans that pay your family back if no care or little care is needed, but that's not why we buy insurance.

Insurance by definition is a guarantee against the risk of loss or harm.  We buy insurance in caswe we need it.

Any help our...


Jun 26, 2024

Alicia's insurance agent told her she was too short for her weight and no LTC insurance can be offered to her.

Turns out that agent only represented one company.  Other companies will consider her build (height/weight).  

Many people are either very small or very big.  There are alternative solutions to planning for...


Jun 19, 2024

We have a lot of new listeners, so I'm taking you back to one of our earliest episodes to share my "Why".  

I became a long term care specialist because my heart yearns to help you not go through what I and my family went through in the same degree.

Currently, there is no way to prevent Alzheimer's disease...


Jun 12, 2024

This week, you just need to listen and learn from my mistakes.  Some I made as a kid, and the most recent was over the last few years. 

I didn't want to seem intrusive when that is exactly how I should have been.  

Now, I am just sad.  Sad that I didn't do what I've been encouraging you to do.  I tried, but I didn't try...