Dec 13, 2023
Emily in MIchigan has a cash indemnity LTC plan. She asked, "Do they just keep paying until the benefits are all used or can she stop the payments mid-stream if care is no longer needed?"
Indemnity plans simply pay the maximum benefit each month without any need for invoices to be submitted, so how will they know to...
Dec 6, 2023
Nick asks if Diane will review his current LTC plan and help him to understand how it works and if it will do what he thinks it will do.
Unfortunately, we find many people in this situation. They bought a plan several years ago and never again saw the agent who sold it. Too many agents don't think beyond the sale,...
Nov 29, 2023
Some of the information for this week's episode is from https://www.ltc-cltc.com/
Check out the "For the Public" tab.
Then schedule some time with me to stop the cycle of family burnout at https://calendly.com/diane-p4t/60min
This week's caregiver stress is physical. This stress is often the result of neglecting the...
Nov 22, 2023
It's still LTC Awareness Month, and we're still focused on help for the family caregiver. It's very easy for caregivers to fall into the trap of social isolation and lonliness. The focus is always on the needs of the care recipient, and the caregiver may feel guilty for wanting things or activities for themselves. ...